And Sunday coffee place...

I found this place called "La Vouivre" (the Flying Serpent) - I really like the decor, and they were playing some opera and classical music - it felt like being in the old world.

Happy Hour Place....

Gwendolyn (some of you may have met while at Happy Hour at Mr Smith's) and I have found this little spot in Geneva - about 5mns walk from my apartment. It is unfortunately close on Sundays (like everything else here!).

I took the view from the patio so you have an idea as to what we are looking at while sipping a glass of wine - and they do have a vegetarian menu! Yeah!

And this ad is for..........

The ad says: "Results noticables within 4 weeks, clinically proven". Honestly, what do you think this ad is for? Sexual enhancers....Wrong....it is for Slendertone! http://www.slendertone.com/

I saw this ad in the window of shop that sells solutions to back problems - they do say that you need to tone up your core (ie abs) to strengthen your back.

Beautiful Day in Geneva

Photos were taken at 5:30pm tonite (about 8:30am SF time). From kitchen window. Yes there is still snow on the mountains (we had good rain over Easter).

No wonder Swiss Banks are rich!

Think that YOUR bank is charging you too much....try this (yes I keep on learning about bank charges the hard way). :

• if you go and deposit a check at the bank, they charge you about $ 1 per check deposited and a $ 5 for giving you a receipt/advice.....and they give you two copies....
• they charge you about $ 2 for mailing you your statements....also come in two copies
  
• monthly charges are about $ 40 per month to have a checking account.(ok I admit they gave it to me for free for a year - but still!)
  
• bill pay - it costs you about 30 cents per bill pay as long as you initiate it from your checking account , unless your checking account has a minimum of about $ 10,000.(it costs you about $ 1 if you initiate it from your savings)
• some branches don't have teller services...I guess they are just there to look pretty!
• you can only make cash deposit at an ATM.
• bank transfer to US account - well it can be between $ 10 and $ 30 depending on third party charges!

Solution: Sabine just opened an account at the United Nations Federal Credit Union (the Global Fund employees are allowed to do so since the beginning of the month). Love my credit union in SF, and will love the UN Federal Credit Union.