No wonder Swiss Banks are rich!

Think that YOUR bank is charging you too much....try this (yes I keep on learning about bank charges the hard way). :

• if you go and deposit a check at the bank, they charge you about $ 1 per check deposited and a $ 5 for giving you a receipt/advice.....and they give you two copies....
• they charge you about $ 2 for mailing you your statements....also come in two copies
  
• monthly charges are about $ 40 per month to have a checking account.(ok I admit they gave it to me for free for a year - but still!)
  
• bill pay - it costs you about 30 cents per bill pay as long as you initiate it from your checking account , unless your checking account has a minimum of about $ 10,000.(it costs you about $ 1 if you initiate it from your savings)
• some branches don't have teller services...I guess they are just there to look pretty!
• you can only make cash deposit at an ATM.
• bank transfer to US account - well it can be between $ 10 and $ 30 depending on third party charges!

Solution: Sabine just opened an account at the United Nations Federal Credit Union (the Global Fund employees are allowed to do so since the beginning of the month). Love my credit union in SF, and will love the UN Federal Credit Union.